Citi Dividend cardholders can now begin to register to earn 5% cash back from October 1st-December 31st. Cash back valid on purchases made at Macy’s, electronic stores, and toy stores. To enroll, you must log onto your online account and click on the 5% cash back offer or dial 1-800-231-0891.
Non Citi Dividend cardholders can apply for one. Benefits include:
- $150 cash back after $500 in purchases within the first 3 months of account opening
- No annual fee
- 0% Intro APR on purchases & balance transfers for 12 months (12.99%-22.99% thereafter)
- 1% cash back on all other purchases
Citi Dividend also offers an option for college students who want to do more than build their credit. Benefits include:
- No annual fee
- No cosigner required
- 0% Intro APR on purchases for 7 months (12.99%-20.99% thereafter)
- 5% cash back on gas stations, supermarkets, drugstores, and utilities for 6 months
- At least 2% cash back in popular rotating categories (restaurants, apparel, etc.)
- 1% cash back on all other purchases
- Average of 5% additional cash back at over 400 leading retailers through the Citi Bonus Cash Center
- Free credit education tips & tools to help with money management
- $0 liability on unauthorized purchases