To qualify for the $100 bonus, spend $1000 or more within the first 3 months of enrollment. The bonus will be added within 2 billing cycles. To qualify for the $50, employee must be added within 60 days of enrollment. This bonus will be added within 3 billing cycles. There is no annual fee for the first year and $59 per year thereafter. The Spark Cash Business Credit Card also offers 2% cash back on purchases without limit. Rewards do not expire.