CapitalOne Bank is offering up to $300 bonus when you open a Free Checking account with SmartCents.    You get $15 for your first direct deposit and $15 for your first online bill pay.  Total Bonus so far $30.  Get another $270 for SmartCents Savings.  SmartCents allows you to automatically deposit money to your savings account whenever you use your debit card or online bill pay.

Every time you make a debit card purchase or pay a bill online, 50 cents of your money is transferred from your checking account to your savings account.  For the first three months, CapitalOne will match your eligible SmartCents transfer 100%.

Best of all SmartCents Checking account has no month service fee, no minimum monthly balance requirements and no direct deposit requirements.