Chase Ultimate Rewards Mall

Have a Chase Freedom, Sapphire, or Ink card? Make sure you maximize your rewards by registering Chase Ultimate Rewards. Points never expire and you can even combine points across various cards.

Other benefits include:

  • At least one point per $ and up to 10 points per $
  • Earn extra points for shopping online & traveling
  • Use your points to bid on auctions for experiences, getaways, and more
  • Points can be redeemed for:
    • Cash back
    • Merchandise
    • Gift cards
    • Experiences (think Mastercard Priceless or Citi Private Pass)
    • Travel

Points typically take 3-5 business days to appear on your statement, but can take up to 45 days.

Chase Sapphire Card 10,000 Bonus Points = $100 Gift Card

Chase Bank newest credit card, Chase Sapphire Card is branded as the Ultimate Rewards.   Currently, Chase is offering 10,000 bonus points after you make your first purchase (buy a soda).  You can redeem the 10,000 points into $100 Gift Card at major retailers across the country.  The points on Chase Sapphire never expire and has no blackout dates nor any limits you can earn.

chase-sapphire-card-logo-bankingdeals

Other features on the Chase card include:

  • One point for every dollar you spend on the card*
  • Double points on airfare purchased through the Travel Booking Tool*
  • Up to 10 bonus points per dollar when you shop online at over 300 of your favorite merchants featured at the Ultimate Rewards Mall.

With any credit card you apply, make sure to read the fine print on the fees and rates.

RATE, FEE AND OTHER COST INFORMATION

Annual Percentage Rate (APR) for purchases
10.24% variable.
Other APRs
Balance Transfer APR: 10.24% variable.

Cash Advance APR: 19.24% variable

Default APR: Up to 29.99% variable. See explanation below.

Overdraft Advance APR: 19.24% variable (not available in some states)

Variable rate information
The following APRs may vary monthly based on the Prime Rate:

Purchase and Balance Transfer APR: The Prime Rate plus 6.99%.

Cash Advance APR: The Prime Rate plus 15.99%.

Default APR: The Prime Rate plus up to 26.99%, but not more than 29.99%.

Overdraft Advance APR: The Prime Rate plus 15.99%.

Grace period for repayment of purchase balances
At least 20 days.
Method of computing the balance for purchases
Average daily balance method (including new purchases).
Annual fee
None
Minimum finance charge
$1.00
Transaction fee for balance transfers
3% of the amount of each transaction, but not less than $5.00.
Transaction fees for cash advances
3% of the amount of the transaction, but not less than $10.00.
Late Payment fee
$15.00 on balances up to, but not including, $100.00; $29.00 on balances of $100.00 up to, but not including, $250.00; and $39.00 on balances of $250.00 and over.
Over-the-Credit-Limit fee
None
International Transaction fee
3% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency.