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Chase Ultimate Rewards Mall

October 21, 2012 By

Have a Chase Freedom, Sapphire, or Ink card? Make sure you maximize your rewards by registering Chase Ultimate Rewards. Points never expire and you can even combine points across various cards.

Other benefits include:

  • At least one point per $ and up to 10 points per $
  • Earn extra points for shopping online & traveling
  • Use your points to bid on auctions for experiences, getaways, and more
  • Points can be redeemed for:
    • Cash back
    • Merchandise
    • Gift cards
    • Experiences (think Mastercard Priceless or Citi Private Pass)
    • Travel

Points typically take 3-5 business days to appear on your statement, but can take up to 45 days.

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Chase Sapphire Preferred Credit Card $250 Gift Card Bonus

July 4, 2009 By

Chase Bank is offering $250 in gift card when you open a new Chase Sapphire Preferred Card.  The card does carry an annual fee of $95 but is waived for the first year.  Get 25,000 bonus points with your first purchase.  Also, your points are worth 25% more when used to book airfare online.

chase-sapphire-preferred

With any credit card you apply, make sure to read the fine print and look over the rates and fees carefully.

RATE, FEE AND OTHER COST INFORMATION

Annual Percentage Rate (APR) for purchases
10.24% variable.a
Other APRs
Balance Transfer APR: 10.24% variable.

Cash Advance APR: 19.24% variable

Default APR: Up to 29.99% variable. See explanation below.b

Overdraft Advance APR: 19.24% variable (not available in some states)
Variable rate information
The following APRs may vary monthly based on the Prime Rate:c

Purchase and Balance Transfer APR: The Prime Rate plus 6.99%.

Cash Advance APR: The Prime Rate plus 15.99%.

Default APR: The Prime Rate plus up to 26.99%, but not more than 29.99%.

Overdraft Advance APR: The Prime Rate plus 15.99%.
Grace period for repayment of purchase balances
At least 20 days.
Method of computing the balance for purchases
Average daily balance method (including new purchases).
Annual fee
None first year. After that, $95.00.
Minimum finance charge
$1.00
Transaction fee for balance transfers
3% of the amount of each transaction, but not less than $5.00.
Transaction fees for cash advances
3% of the amount of the transaction, but not less than $10.00.
Late Payment fee
$15.00 on balances up to, but not including, $100.00; $29.00 on balances of $100.00 up to, but not including, $250.00; and $39.00 on balances of $250.00 and over.
Over-the-Credit-Limit fee
None
International Transaction fee
3% of the U.S. dollar amount of the transaction, whether originally made in U.S. dollars or converted from a foreign currency.
Filed Under: Credit Card Deals Tagged With: ,