Today both ING Direct and HSBC Direct annonced new rate for the online saving accounts.  Unfortunately both companies lowered their APY rate.  The new rate for HSBC Direct is 2.25% (down from 2.45%) and ING Direct is 1.85% (down from 2.4%)

FNBO Direct is still offering 2.60% APY as of today.  (Please do remember this rate changes constantly)