First State Bank headquarter in Kansas, a member of FDIC, is offering 5.03% APY to all people nationwide. There are 3 simple requirements.
- Must use the debit card 10 times per month (gas, grocery, drug stores, restaurants all count)
- Must receive one direct deposit per month
- Enroll in E-Statement
The requirements are pretty simple if you want one of the highest yield available. They even credit up to $25 monthly statement of ATM withdrawal fees used outside of First State Bank. The 5.03% yield is for the first $25,000. You must open the account with a minimum deposit of $100.