GMAC Bank offers a extremely competitive rate for Certificate of Deposits.  GMAC Bank 1 Year CD, 3 Year CD and 5 Year CD Rate is among the highest in the nation. Currently the GMAC 5 Year CD Rate is 3.44% APY.

$500 minimum opening deposit required. Deposit term will begin upon receipt of initial deposit. Your interest rate will be the one in effect on that date. Interest compounded daily.