HSBC is one of the top banks in the World in terms of assets with strong presence in Europe and Asia, less so in US.  HSBC does operate a fairly large mortgage lending business and offers very competitive interest rates.  The following HSBC Mortgage Rates are for September 25, 2009, Friday. HSBC 30 Year Fixed Mortgage is 5.00% APR with 0 Point.  For 15 Year Fixed, the mortgage interest rate is 4.50% with 0 Point.

For those interested in HSBC Adjustable Rates Mortgages, 5/1 ARM is 4.250% with 0 Point.

The mortgage rates assumes you have excellent credit score with a loan amount of $400,000.