M&T Bank is offering 10,000 Bonus Points (Transferable for a $100 Gift Card) and 0% Intro APR on balance transfer for 12 months with $0 introductory fee (4% fee after June 30, 2012).  There is no annual fee for the credit card.

Awesome deal for anyone who needs some cash for 12 months without any fee.  Offer ends on June 30, 2012 for the No fee balance transfer.

• 10,000 bonus points with purchases of $1,000 within 3 months of account opening
• 0% Introductory APR on balance transfers for 12 months; variable rates as low as 11.24% thereafter
• $0 Introductory fee for Balance Transfers until June 30, 2012 (for new accounts only) – After that a fee of 4% ($10 minimum) of each balance transfer
• $0 Annual Fee
• M&T Rewards Program – Earn rewards faster by combining points from your M&T Visa Credit Card with any enrolled M&T Check Card