United Federal Credit Union is offering 6.01% APY for their Interest Plus Checking with Free ATM nationwide.  The checking account is a rewards checking which means you have to

• Enroll in eStatements – receive your statements electronically
• Have One Direct Deposit OR One ACH (Electronic Payment)
• Conduct a minimum of ten (10) Debit Card Swipe and Sign purchases (Credit transactions/Non-PIN based).

The 6.01% APY Interest Rate is guaranteed until at least 2010.  As with Credit Unions there are many restrictions in becoming a member.  Check here to see if you’re eligible for an account.

Interest Plus Checking Features:

• Earn High Bonus Rate of 6.01% APY on balances up to $25,000
• Earn High Bonus Rate of 0.25% APY on balances over $25,000
• Earn Standard rate of 0.10% APY IF you don’t meet qualifications
• ATM fee refunds from other financial institutions nation-wide, up to $25.00 per month (does not include international ATMs)