Visa has joined the digital wallet game, joining PayPal, PayPass, and Google Wallet, with V.me by Visa. To be clear, you do NOT need a Visa card to use V.me; your V.me account can store Visa, MasterCard, American Express, and Discover cards. Visa has said that they have signed with over 50 financial institutions, combining to service over 55 million people. Online merchants, such as 1-800-Flowers are also on board with V.me.
Unlike Google Wallet, though, V.me is only for online payments made through your computer, tablet, or mobile phone. In the future, V.me plans to allow you to pay via mobile phone in stores, give you customized deals, and help you create a budge and track spending.